I feel so special. I figured out how to add a "captioned picture" to a web page. Pretty simple case of using a table. (Of course. Everything on the web is done by perverting <TABLE>.) So it makes the web page look more like a magazine page. The trivial result can be seen at http://www.drmellow.com/seekers, with the picture of our class president at the bottom.
Credit where credit is due: I stole this formatting trick by looking at the source for articles on The Onion.